Wholesale Insurance

Wholesale businesses can present complex risks for insurers, and companies operating in this evolving sector often require a variety of insurance products to cover physical operations alongside online activities.

With the growth in wholesalers driving increases to the UK's overall economy, it makes sense for businesses to step back and review levels of risk in order to maximise insurance packages.

Wholesale insurance packages tailored to business needs

One of the best ways to profit from increased cover, geared to actual levels of risk, is to take out a complete insurance package for the business. These bespoke packages can be tailored to storage requirements, product type, and size of the business to ensure the highest levels of cover at the most affordable price points.

About Our Wholesaler Insurance Packages

All wholesale businesses are unique in their own way, which is why opting for tailored insurance packages can be so effective. These are the most flexible solutions for protecting your business and livelihood against the risks that could expose you to severe financial and productivity losses.

Your wholesale insurance package offers a variety of protections, including:

- Premises and contents
- Stock
- Legal liabilities towards customers and employees

The variety of operational activities undertaken in the course of any day can be wide-ranging, so tailoring your wholesale insurance to the specific needs of your business ensures all risks are assessed and covered. When you partner with J&A Brokers Ltd, we take the time to fully assess your business risks, so all your insurance requirements can be packaged within one affordable bundle.

Liability insurance is vital to protect the business against claims resulting from accidents in the workplace or injuries sustained by visitors and clients. Public and product liability insurance is common to wholesale packages but does vary by provider. We make sure your business has the valuable protection needed to continue growing and thriving.

The assets held by a business are also key considerations, and we appreciate stock levels can vary dramatically. That's another reason to opt for J&A for your wholesaler insurance needs because we endeavour to get you the all risks cover needed for premises, equipment, business contents, and the varying stock levels held throughout the year. We can also arrange cover for stock that's stored elsewhere if required.

Disruption to business can happen at any time, yet it's an area where many businesses fail to adequately risk assess. For example, your stock and other assets are insured against flood or fire to the value of the policy and all stock will be valued at buy-in costs. But any fire or flood will have severe impacts on your trading ability and could make it difficult to ship in new supplies as your storage areas may not be available for some time. Ultimately, this level of disruption could jeopardise your future trading prospects in the most severe cases. That's one of the main reasons why business interruption insurance is so essential for wholesalers.

You can rely on us to source the best possible insurance policies for your business, and to assess your risks in the fairest manner. This helps ensure that our tailored wholesale insurance packages come in at rates substantially lower than it would cost you to buy off the shelf insurance for all your different needs.

Additional value to our wholesale insurance

Along with the Commercial Combined package that we will tailor to you, we can offer some additional cover to protect your business from any further risks.

Get in touch with our helpful experts today using the online contact form or give us a call on 01618729886 and we'll happily spend time discussing your wholesale insurance requirements in more detail.