General Contractors Insurance

As a general contractor, you are exposed to several risks on site which pose a danger to both your employees and members of the public. With the potential for accidents high, you need to ensure your business is properly protected with the appropriate insurance cover.

At JA Insurance, we specialise in providing general contractors insurance. We understand the risks your business is exposed to and have created a range of policies to suit general contractors of all types and sizes. So no matter if you’re a sole trader or national firm with hundreds of employees, we can provide the protection you need.

Professions we cover:

- Roofing contractors

We provide protection against accidents and injuries to employees and claims made against you by third parties.

- Civil engineers

We provide professional indemnity insurance for civil engineering projects of all sizes. Our policies include protection against third party compensation claims.

- Building contractors

We can arrange public liability and employee liability for building contractors of all sizes. We can also arrange tool, plant and vehicle cover if required.

- Scaffolding contractors

We are specialists at providing cover for scaffolding contractors. As registered members of the Association of Northern Scaffolding Contractors (ANSC), we understand the risks your business is exposed to and have created a range of policies to ensure you are properly protected against claims by employees, building owners and members of the public.

Types of cover we provide:

- Employers liability

Our standard employer's liability policy includes cover up to £10 million for a single claim. We can also arrange an optional cover for working partners, temporary staff and subcontractors.

- Public liability

Public liability insurance provides cover against claims made against you for damage to equipment, property or injuries to third parties. You should always have public liability insurance if you work on third-party sites.

- Contractors plant insurance

Our contractor’s plant insurance provides ‘All Risk’ protection for the contractors' own plant and equipment. We can also arrange cover for hired-in equipment which includes damage to equipment cover and continued hire charge protection.

- Combined insurance

Our combined insurance policy provides a range of tradesmen insurance protection which covers public liability, employers liability, and plant and equipment cover in a single policy. Our combined policies can be tailored to suit your business.

- Contractors all risks insurance

Our contractors all risks insurance (CAR) policy protects against property damage and any third party injury or damage claims made against you.

- Professional indemnity insurance

Our professional indemnity cover protects against claims for financial loss to a third party which are deemed to have been caused by your professional advice. Any contractor which provides professional advice including Architects, Civil Engineers and Electrical design engineers should have professional indemnity insurance.

- Motor fleet premises

Provides essential third party cover for vehicles which protects you against vehicle loss, theft of equipment, property damage and injury caused to a third party. Our policies cover both on-site and public liability protection.

Why choose us?

As a specialist general contractors insurance broker, we understand the risks your business is exposed to and create policies which provide the protection you need at the most cost-effective price. We can also tailor policies to suit your business operations, so no matter if you’re a sole trader or national contractor with hundreds of employees, we have got you covered.

As a small, privately-owned company, we are also focused on providing extremely high levels of support to our customers. We endeavour to exceed our customer’s expectations and commit to going the extra mile to ensure you receive the support you need to run a safe and profitable contracting business.

Protect your business today

Contact our friendly team today by using the contact form below. Alternatively, you can reach us on 01618729886 and we'll be happy to walk you through our insurance policies.